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Como Comprar Casa Con Tax ID – How To Buy A Home With Your Tax ID

Author: Fernando Herboso / Category: Germantown Maryland Homes, Milestone

How To Buy A Home With Tax ID 

Como Comprar Casa Con Tax ID 

Introducing a new program from the U.S. Department  of the Treasury to foster community growth with the use of a Certified CDFI Fund

Este nuevo programa que esta auspiciado por el Departamento del Tesoro de USA esta ayudando a mucha gente latina a comprar casas con solamante un TAX ID


Vea este video…



Where to start? What is the first step? Who should you contact first ? 

Por dónde deberia empezar? 

Cual seria su primer paso?

Quien le puede ayudar?

Y lo mas importante?

Cuales son las ventajas y desventajas de comprar una casa ahora. 

Ha habido muchos programas de ayuda para Latinos para comprar casas, pero este nuevo programa ha sido levantado especificamente para ayudar a familias que tienen solamente un tax id

A lot of families are waiting for some type of Inmigration reform to buy a home.

The process has been complicated by the politics in Washington

Ultimately, there are “other” ways t buy a home with just a TAX ID  if you are employed and paying taxes for at least 2 years.

Muchas familias estan esperando de que pasen alguna Reforma de Migracion para aclarear los papeles y fanalmente comprar una casa.

Hay un ambiente politico muy complicado en Washington DC, y por eso la espera de que pasen una ley para ayudar a la gente latina no esta cercana.

Pero en este caso, comprar  una casa con TAX ID puede ser el sendero para que finalment sea un dueño de casa aqui en los Estados Unidos.


¿Que es lo que Ud. necesitaria , y cuanto de enganche será requerido para comprar su casa con tax ID?

Por el momento, Ud esta requerido de poner por lo menos un 20% de enganche para comprar su casa.

Tiene que tomar en cuenta que tambien tiene que pagar  impuestos de propiedad y un seguro de titulo para los dueños que son típicamente pagadas dentro de este 20% que trae de “Down Payment”


Tambine tiene que tomar en cuenta  de que los prestamistas quieren asegurar que usted pueda hacer pagos, por eso requieren que ud tenga una buena cantidad de inversion en su propiedad. Por eso le piden los 20% de enganche…y que tenga un historial de empleo por los ultimos dos años.

Pero lo mejor de esto es de que los prestamistas saben que la historia del credito…normalmente  es bien limitado para la gente que no tiene papeles…por eso, este programa no toma mucha atencion a su historia de credito.

La compra de su primera casa es uno de los momentos más importantes de de tu vida. 

y sus decisiones deberian ser cuidadosamente aplicadas.

Es una decisión que se debe analizar y consultar con personas que tengan experiencia y conocimientos sobre bienes raíces. Por eso llame a Fernando Herboso al 301-246-0001 para iniciar un consulta gratis por telefono. 


Buying your first home in this country is sometimes referred as having the American Dream

The dream is not just about owning your own home…The American Dream is traditionally and equal opportunity to seek prosperity in this country for you and your entire family .


ayuda para comprar casas

Haga en este momento el primer paso.. 
llamenos al 301-246-0001
y comenzamos hacer su sueño una realidad
Fernando Herboso
Herboso & Associates llc 
Maxus Realty Group
Maryland , DC y Virginia 
Consejos Para Comprar Una Casa en Maryland o Virginia 

How To Buy A Home With Tax ID – Como Comprar Casa Con Tax ID 





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Selling Your Home in Germantown ? When Cheap is Expensive

Author: Fernando Herboso / Category: German Town Maryland Homes, Germantown Maryland Homes, Milestone

When Selling Your House. . .



Nothing is cheap or expensive by itself, but when you compare to something else..based on tangible results.


People always base their perceived values on reference points, and those references points are based on what brings you more money at the end of your transaction.


When selling your home, your intent should not be to 


Your intent should be  “What is the best value for me?


“It does pay to align pricing with your intended purpose”

There are home sellers that are stuck in saving a commission no matter what…even if we can prove them that our method of selling will bring them more money at the closing table..


Being a closed minded consumer in this case is VERY EXPENSIVE


Our unique value proposition is built around being “hassle-free, simple while extracting the last penny of your equity”




Selling your Home? 

Please visit us : www.ReallyNiceHomes.com/selling 


Selling Your Home? When Cheap is Expensive

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The Other Listing Agent Told Me That They Could List My House For Less

Author: Fernando Herboso / Category: German Town Maryland Homes, Germantown Maryland Homes, Milestone

The other listing agent told me that they could list my house for less…why should I pay you more?


The question got me thinking…that was a fair question I received from a consumer facing many choices out there..why should they hire me to list their home at my price when there are hundreds at a lower price?

So I prepared this for her…

Dear Home Seller:

There is a difference when someone who wants to “LIST” a property or someone who wants to ‘SELL” a property.

There is a difference between being a “customer” or being a “client”

There is a difference between being paid up front for your needs and not caring if you were successful or not..

or someone that will invest money, time, leadership and sacrifice to accomplish your goals and only then…..expect to be paid.

I don’t list properties..

I sell them. .

I will protect my client’s price

I will market their home

I will negotiate the best price for them

I will negotiate the best terms for them

My services are not on a vending machine…

My services are sold only after  I perform, surpass and achieve my client’s goals to the best of their expectations.


“My fees are not an expense…they are an investment for you”


I know agents that can put your home on the MLS for only $95

They are the ones that got their license and soon discovered that. . 

they can’t sell a property on talent..

So they did the best next thing..

They reduced their charges on proportion to the value they bring to you...


My advice is..

If you want to “LIST” it..go for the ninety five dollar one….

but, If you want to “SELL” it….my number is 301-246-0001



listing agent

Selling Services Available for Maryland Here

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Four Types of Buyers That Will Buy Your Home – FSBO HELP [INFOGRAPHIC]

Author: Fernando Herboso / Category: German Town Maryland Homes, Germantown Maryland Homes, Milestone

The Four Types of Buyers That Will Buy Your Home in Today’s Market…

To help you differentiate the different types of buyers so you can objectively evaluate proposals from them, we broke all buyers in three qualified groups.

If you goal is is to obtain top dollar for your house  with the best terms from the best buyer in the current market conditions…

You need to be aware at these 4 types of buyers out there.

4 types of Buyers

Watch the video version. . 


The many  steps involved in the home-selling process are very similar to those involved in the home-buying process. When you have made the decision to sell your home, you will need to establish a strong marketing campaign to attract the right buyers.

While a small percentage of  sellers successfully sell their homes on their own, a for-sale-by-owner arrangement can be complicated tedious and will require a great deal more of your personal time throughout the process. 

Times have changed, 

It is not enough to just stick a sign on the ground, a few ads and hope to find a buyer willing to pay you top price for your property.

For this reason, most people consider hiring a real estate agent that devotes 100% of their time looking for buyers for their clients.

Don’t make the mistake in trying to save a commission on one end…and losing 4 to 5 times more  under-selling your property.

“The commission paid to a real estate professional is well worth the investment to assure yourself of 100% coverage of the marketing necessary to get top dollar for your home”


plus the convenience, time savings and overall guidance provided by a professional is well worth the money invested.


If you would like to contact Fernando to discuss how to market your home using the best technological tools available out there…please call 301-246-0001


 The Four Types of Buyers That Will Buy Your Home in Today’s Market…

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