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Does Your Credit Score Drops If You Check Your Own Credit in Germantown MD?

Author: Fernando Herboso / Category: German Town Maryland Homes

Does Your Credit Score Drops

If You Check Your Own Credit? 

A question that many new home buyers ask themselves when looking to buy a home.

The advice from your friends and family comes in different versions but has the same message: Don’t check your credit scores  often…because it will drop for too many inquiries.

Over the years, I saw some lenders and loan officers use this excuse in order to keep their prospects from shopping around fro better rates with their competition..

Under normal circumstances, you are allowed to shop for a mortgage when you are buying a home.

Every credit inquiry you approved for someone to take is either

A Hard Inquiry

or a 

Soft Inquiry

A Hard Inquiry will affect your credit scores

A Soft inquiry MAY NOT affect your credit scores f you are shopping around for a better rate

You are not going to be punished if you are shopping for the best rate..for a certain period of time.

CAUTION: This only applies when you are shopping for the same type of credit . 

When you are shopping for a mortgage to buy a house


When you are shopping for a car and you want the best rates..

either or….but don’t mix them!

Here’s a handy chart with 6 Other Myths About Credit Scores

Myths About Credit Scores


After making the decision to buy a home, 

The best advice I can give you is to find an advocate to your needs.

A person or a group that will supply you with the best advice and chart a detailed  direct road to home buying based on your particular needs without any generalizations..

We want to be that person for you, 

Please Start Here: Home Buying Assistance



MD Real Estate

Original Article : Does Your Credit Score Drop If You Check Your Own Credit?  







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Homes Next To The Outlets in Clarksburg Maryland : Cabin Branch Homes

Author: Fernando Herboso / Category: German Town Maryland Homes

Homes Next To The Outlets in Clarksburg Maryland 

 Cabin Branch New Homes For Sale

Cabin Branch in Clarksburg MD has grown immensely these last couple years. Located next to the future Clarskburg Premium Outlets. 
Winchester Homes is the builder and developer for 1500 planned homes and the construction has not stopped since the first dirt was displaced to make room for the birth of this wonderful community
Cabin Branch is  unique neighborhood surrounded by Parks and plenty of open space that will  get you off the couch and that is not counting the shopping you can do at a walking distance in the new Premium Outlets Center set to be in full operation in 2016.
Next to outlets
About Clarksburg: 
Clarksburg Maryland has already been accepted as one of Montgomery County "Best Places To Live" . The introduction of this  new home master planned community just outside the west side of I-270  has been designed to amplify that position.
Nature has been preserved for your enjoyment just around the corner from Cabin Branch. Surrounded by natural wooded rolling hills and a short walk away from Black Hill and Little Seneca Regional Park
 Model Home
The community center for Cabin Branch will be the axis of fun for all the lucky residents that will enjoy a variety of fun, shopping and entertainment within a stone's throw from their backyards. An Amphitherate, planned pools, a manicured soccer field and the list gos on and on..

Our Offer: 

Enjoy our knowledge and take advantage of the specials we can provide to you as major players selling  New Construction homes  in Clarksburg area.
Call us for guided weekend tour at no charge and no obligation whatsoever.
We can even arrange for you a comparison tour between this new community and the surrounding Clarksburg Village, Grapevine at Town Center and all major construction area of Clarksburg Maryland

How can we help you? 301-246-0001

Master bedroom


Clarksburg's Cabin Branch is located West Side of Exit #18 I-270





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